No Fault Insurance: We have made major changes to our no-fault insurance law. BrinksLawFirm recommends an insurance check up with your agent. Do not buy based on the cheapest. We need high liability limits to protect us from increased exposure from out of state motorists. We need coverage for uninsured and under-insured drivers (optional, but important). Low medical benefit choices can impact you for the rest of your life, if you are in a catastrophic accident, even if it was not your fault.